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Below are special Certificate of Deposit special rates and terms from banks in Groton, Connecticut. Special CD offers can change weekly so check back frequently for updates. You can also view specials for banks in your local area or for credit unions in your area.
Groton, CT - October 30, 2026
As of October 30, 2026, the highest special CD rate from a bank in Groton, CT is 3.80% APY from Bank of America, National Association (minimum deposit $100,000). The best rate with a $1,000 minimum or less is 3.25% APY from CIT Bank, a division of First-Citizens Bank and Trust (minimum deposit $1,000). The table below ranks every special CD listed for this area. Rates change frequently, so check back for the latest numbers.
| Bank | APY | MIN | PERIOD | |
|---|---|---|---|---|
|
Bank of America, National Association Old Saybrook Branch |
3.80%
3.51% 3.51% |
$100,000
$10,000 |
7 months |
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|
|
Rate History: 3.75% → 3.51% → 3.25% → 3.80% → 3.80% |
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|
Citizens Bank, National Association Old Lyme Branch |
3.75% | $25,000 | 8 months |
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|
|
Rate History: 4.15% → 3.65% → 4.00% → 3.75% |
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|
Wells Fargo Bank, National Association Old Saybrook Branch |
3.74% | $2,500 | 7 months |
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|
|
Rate History: 3.64% → 3.75% → 3.50% → 3.24% → 3.74% |
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|
Wells Fargo Bank, National Association Old Saybrook Branch |
3.64% | $2,500 | 15 months |
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|
|
Rate History: 3.74% → 3.64% |
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|
Wells Fargo Bank, National Association Old Saybrook Branch |
3.59% | $2,500 | 11 months |
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|
|
Rate History: 3.75% → 3.50% → 3.25% → 2.99% → 3.59% |
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|
Old Saybrook Branch
|
3.50% | $50,000 | 12 months |
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|
|
Colchester Branch
|
3.25% | $10,000 | 12 months |
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|
|
Rate History: 4.00% → 3.75% → 3.51% → 3.00% → 3.25% |
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|
CIT Bank, a division of First-Citizens Bank and Trust |
3.25% | $1,000 | 13 months |
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|
|
Rate History: 3.50% → 3.35% → 3.25% |
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|
Old Saybrook Branch
|
3.00% | $10,000 | 23 months |
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|
|
Rate History: 3.75% → 3.00% → 2.75% → 2.50% → 3.00% |
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|
Bank of America, National Association Old Saybrook Branch |
2.95% | $10,000 | 10 months |
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|
|
Rate History: 3.70% → 3.45% → 3.20% → 2.95% → 2.95% |
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|
Colchester Branch
|
2.00% | $10,001 | 6 months |
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|
|
Rate History: 2.75% → 3.51% → 3.45% → 3.51% → 2.00% |
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|
Bank of America, National Association Old Saybrook Branch |
2.00% | $10,000 | 13 months |
Learn More
|
|
Rate History: 2.75% → 2.50% → 2.25% → 2.00% → 2.00% |
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|
Bank of America, National Association Old Saybrook Branch |
1.75% | $10,000 | 25 months |
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|
|
The 12 Month Flexible CDs/IRAs will automatically renew into a 3 Month Flexible CD/IRA. |
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Last Update on October 29, 2026
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